Rex Sims

August is National Back-to-School Month! 🚸 As students head back to class 🏫, it's a great opportunity to review your family's insurance needs. Whether you have a new teen driver, a student taking a laptop to school 💻, or simply want to make sure your coverage still fits your family's needs, we're here to help. Need a quick answer? Drop by, give us a call 📞, or send us a text 📲—we'd love to help you prepare for the school year ahead!

Celebrating 40 years as your State Farm Agent—serving Toledo, OH and surrounding communities with dependable guidance and clear coverage options.

Welcome to the Rex Sims State Farm office. I’m a longtime Toledo resident with 40+ years of experience helping Good Neighbors protect what matters most. Whether you’re searching for an insurance agent in Toledo, want auto insurance, or need help reviewing home insurance, renters insurance, condo insurance, life insurance, motorcycle insurance, RV insurance, or business insurance, my team and I are here to help you feel confident in your choices.

Serving Toledo and nearby areas

We proudly assist families and business owners across Toledo, OH and nearby communities including Maumee, Holland, Sylvania, Oregon, and Perrysburg—and we’re ready to help with policy service and coverage reviews throughout Ohio and Michigan.

Coverage review made simple (for real life)

Insurance questions shouldn’t feel overwhelming. We walk you through options that make sense—so you can get the right coverage for today and feel prepared for what’s next (new vehicles, changes at home, moving, or organizing trips/activities).

Helping with more than just quotes

We provide ongoing support for:

• Policy reviews and coverage recommendations

• Auto, home, renters, and life insurance

• Bundling options (when it fits your situation)

Local, experienced, and community-focused

I’m an Ohio native and a Stetson University graduate (Finance, 1981). I began my career with State Farm and have served the Toledo area ever since. My wife and I have been married for 40 years. We're proud parents of four sons & daughters-in-law and grandparents to six (soon to be seven) grandchildren. I’m also active in the community and enjoy volunteering, golfing, hiking, exercising, and spending time with family.

Visit or call our office near Reynolds Rd & Hill Ave in Toledo, OH—and let’s schedule your coverage review or request a quote for auto, home, renters, condo, life, motorcycle, RV, or business insurance today.

Frequently Asked Questions (FAQs)

Q: What's an effective way to get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Rex is proud to serve the Toledo community.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Serving Toledo and the surrounding area, Rex can help answer your questions.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Rex serves Toledo, OH and is happy to help with your insurance needs.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Have questions? Rex in Toledo can walk you through your options.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Rex works with Toledo residents to find coverage that fits.

Q: How would you explain renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Connect with Rex for insurance guidance in Toledo.