Rex Sims

Celebrating 40 years as your State Farm Agent—serving Toledo, OH and surrounding communities with dependable guidance and clear coverage options.

Welcome to the Rex Sims State Farm office. I’m a longtime Toledo resident with 40+ years of experience helping Good Neighbors protect what matters most. Whether you’re searching for an insurance agent in Toledo, want auto insurance, or need help reviewing home insurance, renters insurance, condo insurance, life insurance, motorcycle insurance, RV insurance, or business insurance, my team and I are here to help you feel confident in your choices.

Serving Toledo and nearby areas

We proudly assist families and business owners across Toledo, OH and nearby communities including Maumee, Holland, Sylvania, Oregon, and Perrysburg—and we’re ready to help with policy service and coverage reviews throughout Ohio and Michigan.

Coverage review made simple (for real life)

Insurance questions shouldn’t feel overwhelming. We walk you through options that make sense—so you can get the right coverage for today and feel prepared for what’s next (new vehicles, changes at home, moving, or organizing trips/activities).

Helping with more than just quotes

We provide ongoing support for:

• Policy reviews and coverage recommendations

• Auto, home, renters, and life insurance

• Bundling options (when it fits your situation)

Quick FAQs (what people in Toledo ask most)

• What’s the difference between homeowners insurance and renters insurance?

• How do I choose the right liability coverage for my auto insurance?

• Do I need umbrella insurance? (If you want, ask—we’ll review your needs.)

• What should I update when I move or buy a home in Toledo?

• What does RV insurance typically cover?

• How does life insurance help protect families and loved ones?

• Can I bundle policies to simplify coverage and potentially save?

Local, experienced, and community-focused

I’m an Ohio native and a Stetson University graduate (Finance, 1981). I began my career with State Farm and have served the Toledo area ever since. My wife and I have been married for 40 years. We're proud parents of four sons & daughters-in-law and grandparents to six (soon to be seven) grandchildren. I’m also active in the community and enjoy volunteering, golfing, hiking, exercising, and spending time with family.

Visit or call our office near Reynolds Rd & Hill Ave in Toledo, OH—and let’s schedule your coverage review or request a quote for auto, home, renters, condo, life, motorcycle, RV, or business insurance today.